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Is It Time To Replace?
A roof has a shorter lifespan that most of the other components of your house because it is the shield against the sun, rain, and wind. The average lifespan of a roof is 20 years. Which means while some roofs make it to 30 years, others are ready to replace at 15. Over time the elements of the weather will deteriorate the integrity of the roof and it will need to be replaced.
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Should I File An Insurance Claim?
If your roof has been compromised by a weather event such as a tornado, a hurricane, a hail storm, etc. then yes you should file a claim. Your home owners policy should cover losses due to acts of nature. On the other hand if your roof is wore out due to age, a home owners policy is not going to cover natural wear and tear.
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What Options Do I Have?
To be sure, we recomend a roof inspection. Results of an inspection will determine if your roof is good or if it needs to be replaced.